Mr snist etta vera of sagt, en Trump nefnir stareyndir. Just Released! - Donald Trump Tells Arabs to GO TO HELL -

Just Released! - Donald Trump Tells Arabs to GO TO HELL

https://www.youtube.com/watch?v=HDu8NCf0C4U

2016-12-01-trump-fastur-fyrir-03

2016-12-01-trump-fastur-fyrir-04

2016-12-01-trump-fastur-fyrir-07

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Egilsstair, 02.12.2016 Jnas Gunnlaugsson


Amnesty International, a beita sr fyrir v a stva eyileggingu innvium jflagana og Marshal asto til a byggja lndin upp.

Amnesty International:

Sigisverir ea brennuvargar?

29.01.2016

https://www.kla.tv/7621

01:47

Amnesty International: Sigisverir ea brennuvargar? Amnesty International sem er vestrn rkisrekin mannrttindastofnun hvetur nna Evrpu eindregi til ess a kvenda flttamannapltik sinni. Me kalli um rtkar umbtur flttamannakerfi sem s a hruni komi tir stofnunin mjg kvei Evrpsk lnd. 5 punkta plan sem stofnunin krefst, hefur veri birt strstu dagblunum og fjallar um samrmda evrpska framgngu mlefnum varandi flttamenn.

000
og srt ekki viljugur

https://www.kla.tv/index.php?a=showlanguage&lang=is&id=9304&category=6

Mittwoch, 02.11.2016

2:50

000

Upplausn kynjanna

Dienstag, 05.07.2016

3:58

000

Vital vi Inge Rauscher um jarvilja um ESB ...

Dienstag, 16.02.2016

12:35

000

Amnesty International: Sigisverir ea ...

Freitag, 29.01.2016

4:46

000

Ntmastr gegn Evrpu: Skip fr USA fra ...

Donnerstag, 15.10.2015

8:02

000

Einkaving Troika fremur milljarajfna

Mittwoch, 15.07.2015

2:35

000

Tvpla, einpla ea fjlpla? Valdabarttan ...

Montag, 15.06.2015

7:57

000

PEGIDA- Htta fgasamtkum?

Mittwoch, 15.04.2015

6:05

000

Fjlmenn mtmli Dresden: tlendingahatur ...

Sonntag, 29.03.2015

9:04

Egilsstair, 01.12.2016 Jnas Gunnlaugsson


Rv gerir a sem alingismenn segja v a gera. eir ingmennirnir setja reglurnar og er meirihlutinn glbalista-flaginu og heimsvaldasinnar?

Sett blogg: Valdimar Samelsson

http://skolli.blog.is/blog/skolli/entry/2185557/

tla slendingar a tapa landi og j hendur umbosmanna ESB en hr eru 10 sterkustu andstingar ESB innan Vireisnar sem munu samt RV berjast fyrir ESB og spurning hver styrkir . etta eru Globalismar.

essi bloggfrsla virist vera lagi.

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Rv gerir a sem alingismenn segja v a gera.

eir ingmennirnir setja reglurnar og er meirihlutinn glbalista-flaginu og heimsvaldasinnar?

ingmnnum er sagt, vi tlum a koma alheimsstjrn og bjarga heiminum.

Endilega komi i ingmenn, me okkur og bjrgum heiminum.

Vi urfum ekki a lta strfyrirtkin yfirtaka stjrnina heiminum.

Vi urfum a kenna eim, okkur llum a vi getum unni saman, sem sjlfstir einstaklingar.

Sjlfstir einstaklingar finna t hvernig stjrna m verldinni.

Jes kenndi okkur hvernig tti a byrja.

Fyrirgefa llum allt, og byrja svo aleita lausna.

Nota st og umhyggju, en festu, g meina FESTU.

Alltaf vera tilbinn a huga a betri framgngu.

Egilsstair, 28.11.2016 Jnas Gunnlaugsson


Money - A Brief History Of The American Dollar - Part 1 of 2 --- Money - A Brief History Of The American Dollar - Part 2 of 2

klra

Athuga,Examine, View

-

With the stroke of a pen,

Mr. Kennedy was on his way

to putting,

the Federal Reserve Bank ofNew York

out of business.

http://www.herad.is/y04/1/2011-10-04-federal-reserve-out-of-business.htm

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Money - A Brief History Of The American Dollar - Part 1 of 2

https://www.youtube.com/watch?v=1FiaUpeJxcA&list=PLFF5035F8E6978517&index=1

dollar-02

Money - A Brief History Of The American Dollar - Part 2 of 2

https://www.youtube.com/watch?v=1FiaUpeJxcA&list=PLFF5035F8E6978517&index=1

dollar-04

Egilsstair, 29.11.2016 Jnas Gunnlaugsson

Article I, Section 8, Clause 5. The Congress shall have PowerTo coin Money, regulate the Value thereof, and of foreign Coin, and fix the Standard of Weights and Measures.


Leita a orinu krabbamein --- Mjg gott --- Eying nafni astoar (29.03.2016)

Setti inn leitarori krabbamein, essa su.

2016-11-28-leitai-krabbamein-fyrirtaeki

https://www.klagemauer.tv/index.php?a=showsearch&search=krabbamein

Bottom of Form

Suchen

UpphafssaSuchen

3 Suchergebnisse fr krabbamein

1:15

Krabbameinslkning stvu rur hagnaur fr? (15.07.2016)

Er lkning krabbameini stvu vegna ess a peningar ra? Vsindamaurinn [] ri 1934 var essari mefer beitt 16 krabbameinssjklinga lokastigi. 90 dgum sar var hgt a [] a auki sendningu okkar fr 28.01.2016. Er lkning krabbameini stvu vegna ess a peningar ra? Vsindamaurinn [] 16 krabbameinssjklinga lokastigi. 90 dgum sar var hgt a []

www.kla.tv/8627

8:18

Mjg gott

Eying nafni astoar (29.03.2016)

[] lgleidd sem komu allri eiturlyfjahrmunginni af sta. Vi vitum af dramatskri aukningu sykurski, a brum su 5. hver kona og 3. hver karlmaur krabbameinssjkur og sundir annarra slkra hluta. En samt virumst vi ekki geta dregi hina raunverulegu upphafsmenn alls essa til byrgar, v eir verstu []

www.kla.tv/7990

3:42

Glpaving hefbundinna krabbameinsmefera (29.06.2015)

[] tkum vi fyrir hvernig teki er hefbundnum krabbameinslkningum. Nnast llum er ljst a egar greiningin er krabbamein fer hnd lng og strng bartta upp lf og daua [] Of oft sigrar dauinn, v miur. hefbundnum krabbameinslkningum er beitt meferum sem eru mjg [] af krabbameini blruhlskirtli. Hann sagi fr v hvernig []

www.kla.tv/6192

Egilsstair, 28.11.2016 Jnas Gunnlaugsson


Hr er skrt t af hverju og hvernig Sigmundur Dav Gunnlaugsson var hrakinn r forstisruneytinu.

Gubjarnar vi Klagemauer Tv

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Leiin fyrir okkur essa margbrotnu er til.

Jhannesarguspjall, Kafli 14, vers 6

Velt vngum um Bbluna. Tnn fyrir tnn. Fyrirgefning fyrir fyrirgefningu. EINFALT 29.5.2015 | 05:45

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Hr er Gujn Elas, blogg:

Samsri um Sigmund, ea ekki Mnudagur, 7.11.2016

Gujn Elas me sl, sem sagt er a eigi a dreyfa sem mest.

Best er a vsa hr vital Gubjarnar vi Klagemauer Tvfr v sumar. Hef sjlfur hlusta tvisvar a og lri meira sari hlustun en eirri fyrri.

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Strur leki? Vital vi Gubjrn Jnsson

https://www.klagemauer.tv/index.php?a=showlanguage&lang=is&id=8495

essu neti er fullt af forvitnilegum mlefnum.

Dreyfa sem vast.

Egilsstair, 27.11.2016 Jnas Gunnlaugsson

... A Kind of a Marshall Plan. Putin confronts the 'New World Order' (Valdai Part 2 of 2)


Ef vi verum svo heppnir a a hlni aeins meira, og a a veri meiri mengum, a er meiri kolefni andrmsloftinu fyrir jurtirnar til a framleia mat og arar nytjavrur er hugsanlegt a allt fari a ganga vel rktuninni?

Hafsinn hrapar

23.11.2016 | 13:39

Blogg: Haraldur Sigursson

Vi kkum r essar upplsingar, og kennsluna, Haraldur Sigursson.

Ef vi verum svo heppnir a a hlni aeins meira, og a a veri meiri mengum, a er meiri kolefni andrmsloftinu fyrir jurtirnar til a framleia mat og arar nytjavrur er hugsanlegt a allt fari a ganga vel rktuninni?

Er hugsanlegt a Sahara eyimrkin Afrku, svi kring um Karthago (Carthage) veri aftur kornforabr Evrpu?

Gangi r allt haginn.

Egilsstair, 23.11.2016 Jnas Gunnlaugsson


Vi sjum hvernig hitinn hefur hkka og lkka yfir rsundin. Vi vitum ekki hva orsakai hlnunina aftur og aftur, undanfarin 10000 r. ess vegna ltum vi engan rna okkur vitinu me einhlia upplsingum.

Vi sjum hvernig hitinn hefur hkka og lkka yfir rsundin. Vi vitum ekki hva orsakai hlnunina aftur og aftur, undanfarin 10000 r. ess vegna ltum vi engan rna okkur vitinu me einhlia upplsingum.

Sett blogg: mar Ragnarsson

Orin "hratt klnandi" sjst ekki lengur. En hve lengi?

etta eru g lnurit hj gsti H Bjarnasyni.

arna sjum vi hvernig hitinn hefur hkka og lkka yfir rsundin.

Vi ttum okkur einnig v, hvernig strfyrirtkin reyna a gera okkur hrdda me v a mla aftur kuldapollinn 1850.

egar vi erum ornir hrddir er sagt a vi verum a samykkja lg.

Inn lgin er ltt reglum sem henta strfyrirtkjunum.

etta var gert ri 1900 til 1913, var bin til hver kreppan af annarri, ar til allir heimtuu breytingar.

voru strfyrirtkin til bin me lg sem fru peningabkhaldi, peningaprentunina til strfyrirtkjanna. Vi urfum a f svona menn eins og gst H Bjarnason til a fra okkur.

A sjlfsgu eigum vi a takast vi mengunina.

Alls ekki gera strfyrirtkin a einrisherrum yfir jrinni.

000

fr: gst H Bjarnason

klikka myndina

hiti-2000-ar

000

Slir

40.000 manns var stefnt til Parsar fund, a sgn vegna mengunar, .. og yru ailar a f lg samykkt, .. til a ra vi ennan vanda... lg sem hentuu strfyrirtkjunum

Jnas Gunnlaugsson | 14. september 2016

gst H Bjarnason minnir a fyrir um 1000 rum, hafi veri jafn mikill hiti jrinni og dag, og fyrir 2000 rum + og 3000 rum +, virist hitinn hafa veri meiri en dag.

Jnas Gunnlaugsson | 12. nvember 2016

Egilsstair, 18.11.2016 Jnas Gunnlaugsson

Jnas Gunnlaugsson, 18.11.2016 kl. 21:04

gst H Bjarnason hefur nefnt a vi vitum ekki hva hefur orsaka hlnunina ninu.

Vi vitum ekki hva orsakai hlnunina um og fyrir ri 1000, ea hlnunina fyrir 2000 rum, Roman varm period.

Vi vitum ekki hva orsakai hlnunina, Minoan varm period fyrir 3300 rum.

Vi vitum ekki hva orsakai hlnunina aftur og aftur, undanfarin 10000 r.

ess vegna ltum vi engan rna okkur vitinu me einhlia upplsingum.

000

Fr: gst H Bjarnason

klikka myndina

Hr er myndin, GISP 2, GREENLAND

hiti-10000-ar

Mynd 1: Niurstur mlinga skjrnum fengnum r rmlega 3000 metra djpri holu sem boru var Grnlandsjkul. Skammvinn hlskei eru snd me grnu.

Stkka m myndir me v a smella r.

000

Bi ykkur vel a lifa.

Egilsstair, 19.11.2016 Jnas Gunnlaugsson


mbl.is Hitabylgja norurskautinu
Tilkynna um vieigandi tengingu vi frtt

Vonandi n Bandarkin a endur skipuleggja fjrml og framleislu. Greia svokallaar lntkur hj Federal reserve, me nju fjrmlakerfi og a gera flkinu kleift a framleia vrur og byggja upp innvii jflagsins. Nota hvern hug og hverja hnd.

Geir H. Haarde, sendiherra slands Washington,talar af yfirvegun um kosningarnar Bandarkjunum.

vst hva stryri Trumps a raun

http://www.mbl.is/frettir/innlent/2016/11/09/ovist_hvad_storyrdi_trumps_thyda_i_raun/

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Vi erum allir horfendur a essum miklu tindum.

Vonandi n Bandarkin a endur skipuleggja fjrmlin og jarframleisluna.

Greia niur svokallaar lntkur hj Federal reserve, me nju fjrmlakerfi og a gera flkinu kleift a framleia vrur og byggja upp innvii jflagsins.

a er hollast og skilar mestu a nota hvern hug og hverja hnd jflaginu.

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Trump: ..Stva strin Mi-Austurlndum ... Plitkusar hafa gleymt flkinu snu. ... Eins og i viti, hfum vi veri a berjast ar 15 r. ... Vi hfum eytt $6 trillion Mi-Austurlndum, vi hefum geta endurbyggt landi okkar tvisvar.

Hugur og hnd, skapa allt samflagi, og alla neysluna. egar vi segjum, a eru engir peningar til, er a eins og a segja, a a s ekkert bkhald til.

The Government ... has shamefully abdicated its traditional responsibility to create a supply of money, publicly, and debt-free, for the people.


mbl.is vst hva stryri Trumps a raun
Tilkynna um vieigandi tengingu vi frtt

Vesturkirkjan og Austurkirkjan stu ekki saman 1400 r til a verjast Islam. The cradles are empty. - Where are the leaders. - Itala og lnd Evrpu eru a eya sr sjlf. Hvar eru leitogarnir? Hva er feminismi, er hann a eya sjlfum sr?

Er yfir stjrn Evrpu a banna lgreglunni a verja borgarana?

25.2.2016 | 10:27

Vesturkirkjan og Austurkirkjan stu ekki saman sustu 1400 rin til a verjast tenslu stefnu Islam.

25.2.2016 | 12:02

The cradles are empty. - Where are the leaders. - Itala og lnd Evrpu eru a eya sr sjlf. Hvar eru leitogarnir?

25.2.2016 | 21:14

Hver er a berjast vi hvern. A Guide to Who Is Fighting Whom in Syria?

26.2.2016 | 18:11

Hva er feminismi, er hann a eya sjlfum sr?

Jnas Gunnlaugsson | 11. desember 2015

Matter is an illusion. Efni er blekking, skynvilla, hugarburur.

27.2.2016 | 08:11

Egilsstair, 14.11.2016 Jnas Gunnlaugsson


Searches related to, will the elite crush the money system Trump

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Ef eitthvert land hefur sinn gjaldmiil alltaf lgri, fer ll framleislan anga. essi svokallaa frverslun er glopptt og gat gengi, egar hugmyndin var a hjlpa lndum sem hfu ltinn tflutning, a bta stu sna.

Sett blogg: Gstaf Adolf Sklason

Strsmellur repblikana9.11.2016 | 16:21

http://gustafskulason.blog.is/blog/gustafskulason/entry/2184127/

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Ef eitthvert land hefur sinn gjaldmiil alltaf lgri, fer ll framleislan anga. essi svokallaa frverslun er glopptt og gat gengi, egar hugmyndin var a hjlpa lndum sem hfu ltinn tflutning, a bta stu sna.

N hefur framleislan frst fr vesturlndum og til eirra sva sem hafa lgstu launin.

g tri essu varla og vil f frekari stafestingu a frttin hr a nean sem essi blogg byggjast , su rtt.

slir

China has a 40% tariff on the USA, but the USA has a 2% on them. That is not free and fair trade. It is to force all industry into a country that the globalists fully control, and they control China. 20.8.2016 | 19:09

Ba til ea finna peninga bkhald, fyrir alla. Enginn a geta komi veg fyrir viskipti einhverju svi, me v a loka peningabkhaldi. The globalists fully control China?

Jnas Gunnlaugsson | 18. september 2016

40.000 manns var stefnt til Parsar fund, a sgn vegna mengunar, .. og yru ailar a f lg samykkt, .. til a ra vi ennan vanda... lg sem hentuu strfyrirtkjunum 14.9.2016 | 23:09

Egilsstair, 09.11.2016 Jnas Gunnlaugsson


We must learn a " New World Order "

The Bureaucracy Curse

We must learn a New World Order

http://www.herad.is/y04/1/2012-04-26-The-Bureaucracy-Curse.htm

klikka myndir til a f strri mynd

2016-11-07-We must learn a “New World Order”-01

2016-11-07-We must learn a “New World Order”-02

2016-11-07-We must learn a “New World Order”-03

2016-11-07-We must learn a “New World Order”-04

2016-11-07-We must learn a “New World Order”-05

2016-11-07-We must learn a “New World Order”-06

Egilsstair, dags.mn.r?

Egilsstair,07.11.2016 Jnas gunnlaugsson


ROTHSCHILDS make HISTORIC DEAL with U S GOVERNMENT - IT'S OVER

ROTHSCHILDS make HISTORIC DEAL with U S GOVERNMENT - IT'S OVER

https://www.youtube.com/watch?v=0LrSg3JIPxw

Rothschild's Tactical Retreat ! Brexit

https://www.youtube.com/watch?v=HQ9TEYC9s4g


sraela vsindamenn hafa ra byltingarkennda nja mefer sem fr HIV-sktar frumur til tortma sr. Israeli researchers have developed a revolutionary new treatment which causes HIV-infected cells to self-destruct.

Israeli scientists see significant breakthrough in cure for AIDS

http://www.israelnationalnews.com/News/News.aspx/219794

Israeli researchers have developed a revolutionary new treatment which causes HIV-infected cells to self-destruct.

sraela vsindamenn hafa ra byltingarkennda nja mefer semfr HIV-sktar frumur til tortma sr.

Egilsstair, 04.11.2016 Jnas Gunnlaugsson


Clinton & ISIS funded by same money, Trump wont be allowed to win. Miki er skrifa um a kjrdag, veri mikil leiksning.

Assange: Clinton & ISIS funded by same money, Trump wont be allowed to win (JOHN PILGER EXCLUSIVE)

https://www.rt.com/news/365299-assange-pilger-saudi-clinton/

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Something You've Never Seen Is Happening in Europe!! Hva er hr ferinni?

Jnas Gunnlaugsson | 19. september 2016

Something You've Never Seen Is Happening in Europe!! | 'Migrant Crisis' | 'WW3' | 'Hillary Clinton' https://www.youtube.com/watch?v=y5R1T2BxtSc Hva er hr ferinni? Hvaa leynijnusta sem er getur lti okkur upplifa rs fr geimverum, ea lti

Hvaa leynijnusta sem er getur lti okkur upplifa rs fr geimverum, ea lti loftstein falla hafi austur af Bandarkjunum, San kemur ailinn me harp vopni, og br til mikla flbylgju, sem fri tt a austurstrndinni.

Jnas Gunnlaugsson | 21. mars 2016

N er foki flest skjl. Leikuppfrslur heimsviburum. sr manninn tala og ert alveg ruggur um a sem sr. N getur hver sem er, snt vde ea hreyfimynd, af hverjum sem er, a tala ea halda ru en a er allt annar maur sem talar og

Egilsstair, 04.11.20 Jnas Gunnlaugsson


Hls og nef kirtlar. etta eru sm vangaveltur, og flett aeins netinu, og nokkur minnisatrii fyrir mig.

Hls og nefkirtlar

Eitthva sem g s netinu, egar g reyndi a frast um mlefni.

Sagt var a hlskirtlar eyddust me aldrinum. neti

Eru kirtlarnir til a kenna ungum lkama a kljst vi sklana? jg

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Eftir v sem g veit best, eru hlskirtlarnir fremstu vglnu hj nmiskerfinu. neti

egar hlskirtlarnir smitast, byrja a eya sklum, er a ekki galli, heldur eiginleiki sem gefur nmiskerfinu tma til a lra a eya essum nu sklunum. neti

As I recall, tonsils are sort of the "front line" or "early warning system" of the body's immune system. Tonsils getting infected isn't a bug, it's a feature, giving the immune system time to respond to the new germs. neti

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neti

Er gagnlegt a lta fjarlgja hls- og nefkirtla?

http://www.heilsubankinn.is/vefur/index.php?option=com_content&task=view&id=1107

Rannsknir hafa snt altill sem enginnmunur verur tni skinga ndunarfrum hj brnum sem fara hlskirtlatku og hj eim sem ekki fara slka ager.

Svipaar niurstur hafa komi fram rum rannsknum sem hafa mlt hrif nefkirtlatku tni endurtekinnar eyrnablgu hj brnum.

Finnsk rannskn sem ger var ri 2004 skoai etta og mldi jafnframt hvort drgi r srsauka, hita, hyggjum foreldra og lknisheimsknum eftir ager. rtt fyrir a rlti drgi r tni eyrnablgunnar var munurinn svo ltill rum ttum a nefkirtlatakan tti ekki almenntborga sig.

etta eru athyglisverar niurstur ar sem str hluti barna fr eyrnablgu og kirtlatkuagerir eru einar r algengustu sem framkvmdar eru.

a hefur reyndar dregi strlega r slkum agerum Bandarkjunum sustu rum en mun minna Evrpu.

eir lknar sem hafa dregi r rleggingum um kirtlatkuager mla frekar me blgueyandi og verkjastillandi lyfjum til a sl srsauka og hita.

a m lka verjast endurteknum ndunarfraskingum hj brnum gegnum matari og reyna a sneya hj kvenum mat eins og:

  • gerilsneyddum mjlkurvrum
  • sykri og hveiti
  • gosi
  • tilbnum vaxtasfum

mti er tilvali a auka vgi nringar sem styrkir nmiskerfi, ar m nefna:

  • safa r grnmeti, ekki eins stur og vaxtadjs og uppfullur af vtamnum. Svo er vatn alltaf frbr kostur
  • lsi ea fiskiolur, srlega gott nmiskerfinu
  • Lfrn jgrt og AB mjlk. Btir vi gagnlega gerlaflru lkamans.

Ef barn jist af eyrnablgu m setja smvegis af nrri brjstamjlk inn hlustina, en a getur lina jningar skmmum tma. a hafa ekki allir agang a brjstamjlk og v m einnig pressa hvtlauksgeira lfuolu og setja nokkra dropa af henni eyrnagngin.

Egilsstair, 01.11.2016 Jnas Gunnlaugsson


Framsknarflki, verur a gera upp vi sig, hvort a a tlar a lta fjrmlakerfi spila me sig fram. Gur aflaskipstjri verur a hafa duglega og trausta hfn.

etta er forvitnileg grein.

Hver verur arfleif hins nja formanns Framsknarflokksins?

http://veggurinn.is/30/10/2016/hver-verdur-arfleifd-hins-nyja-formanns-framsoknarflokksins/

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a eru mikil tk um fjrmlin. Margir eru farnir a skilja a peningar eru bkhald, og eru bnir til sem slkir, a er bkhald.

S sem fyrst br til peninginn, bkhaldi, skrifar aeins tluna, og segist eiga tluna.

http://jonasg-egi.blog.is/blog/jonasg-egi/entry/2166434/

etta skilur Sigmundur Dav Gunnlaugsson.

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Framsknarflki, verur a gera upp vi sig, hvort a a tlar a lta fjrmlakerfi spila me sig fram.

Gur aflaskipstjri verur a hafa duglega og trausta hfn.

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Gangi ykkur allt haginn.

http://jonasg-egi.blog.is/

Egilsstair, 01.11.2016 Jnas Gunnlaugsson


The Government ... has shamefully abdicated its traditional responsibility to create a supply of money, publicly, and debt-free, for the people.

Otherwise, we will continue with the situation today where the private banking system is acting as the national money supply mechanism and levels of debt will continue to go through the roof, along with bank profits, and our taxes!

http://www.ismennt.is/not/jonasg/jg/jg06/deptfreemoney/deptfreemoney.html

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Our Money Reform brings Democracy and Freedom from Debt Slavery

The following speech was delivered by Alistair McConnachie at the American Monetary Institute's 2005 Monetary Reform Conference, at the Essex Inn, 800 South Michigan Avenue, Chicago, on Thursday 29th September 2005, at 6pm. It was published in the September 2005 issue of Prosperity.

Thank you. I have been asked to speak about the Bank of England, and its place within the monetary system of the UK. After that, I want to tell you about the monetary reform which we in the United Kingdom are proposing.

Tomorrow we are going to be hearing about the US Federal Reserve, from Mr William Hixson -- author of the two wonderful books, Triumph of the Bankers and A Matter of Interest, and one of the founders of COMER, the Canadian-based Committee on Monetary and Economic Reform, from whom we will also be hearing this evening.

Now, the Federal Reserve is differently constituted from the Bank of England, but given the political will, both institutions are able to be reformed to deliver the results which we as Money Reformers are seeking.

"Given the political will" -- creating that political will, is the real challenge for us.

THE BANK OF ENGLAND
The Bank of England is Britain's Central Bank. Just as individuals and businesses keep accounts at commercial banks, so commercial banks and government keep accounts at the Central Bank -- in our case, the Bank of England.

The Bank of England began in 1694 when King William needed money to fight a war against France. A company promoter by the name of William Paterson came up with the idea of a bank. It would raise 1.2 million and then lend a million to the Crown, at a high rate of interest. In return for the loan, it was incorporated by Royal Charter as the "Bank of England" which became the government's banker. Thus began the British national debt.

It wasn't until 1946 -- 252 years after it was first established -- that the Bank was nationalised and brought more firmly under the control of the British government. In practice this didn't change very much although it meant that the State acquired all the shares, and that Governors and Directors were to be chosen by the Sovereign on the advice of the Prime Minister. Further, the Chancellor of the Exchequer reserved powers to give the Bank formal directions.

Richard Greaves has written a very good article, which I commend to you, in the January 2005 issue of Prosperity, "Shedding some Light on the Bank of England". Copies are at the back of the hall, and I'm using his research when I tell you that:

Today, operating as it does as the bankers' bank, it is to the commercial banks (ie the High Street banks) what the commercial banks are to the public.

Just as we may deposit money with commercial banks, so commercial banks in turn keep deposits with the Bank of England. The amount of cash that a commercial bank can buy up from the Bank of England to meet its customers' cash withdrawals is limited to the amount of deposits it has in its account at the Bank of England and/or what it can borrow from the Bank of England or from other banks. Commercial banks borrow from the Bank of England in exactly the same way that individuals and businesses borrow from commercial banks

However, it is much more significant to note that whilst the Bank of England is now state-owned the fact is that our money supply is once again almost entirely in private hands, with 97% of it being in the form of interest bearing loans of one sort or another, created by private commercial banks.

Indeed this is now where the real power resides -- with commercial banking.

The Bank of England is now essentially a regulatory body that supports and oversees the existing system. It is sometimes referred to as "the lender of last resort" in so far as one of its functions as the bankers' bank is to support any bank or financial institution that gets into difficulties and suffers a run on its liquid assets. In these circumstances, it is not obliged to disclose details of any such measures, the reason being so as to avoid a crisis in confidence -- confidence being something on which the current system is very dependant.

However beyond that, it is no longer a major player in the lending/money creation market. Its annual accounts reveal that its loans and profits are only a fraction of those of a major commercial bank such as Barclays, and it only holds a very small amount of government stocks, so it is no longer really lending to government either -- that function has largely passed to the merchant banks.

Most of its profits come from what is known as the "issue department" -- the department of the bank which is responsible for printing and distributing bank notes and coins. These are purchased by the high street banks to meet their customers' demands for cash and the various banks have their accounts at the Bank of England debited accordingly. Basically, the profits from this operation belong to the state and are transferred to the Treasury, thus being added to the public purse.

THE PROFITS FROM THE NOTE ISSUE GO TO THE PUBLIC PURSE
The Bank of England Annual Report 2005 states that for the year 2004/2005, "the profits of the note issue were 1,618 million (2003/2004 1,234 million). The change was the net effect of more notes in circulation on average during the year and higher interest rates. These profits are all payable to HM Treasury." (p.34)
http://www.bankofengland.co.uk/publications/annualreport/2005report.pdf

So we see here that the Bank of England is quite open about the fact that the profit from its note issue -- that is, the difference between what it earns by selling the notes at face value to the commercial banks, minus its cost of printing, minting and distributing them -- goes to the Treasury.

That is, the profit goes right into the public purse as an effective debt-free input -- this benefit is traditionally termed "seigniorage".

Now imagine if everyone was using notes and coins instead of electronic forms of money. The debt-free benefit to the public purse would be immense! It would be in the billions and billions of pounds, and taxes would fall massively.

Indeed, in 1948, around half of all money in circulation (46%) was notes and coins which were created debt-free by the government, with the profits going directly to the public purse.

However, as the demand for electronic, cheque book and credit card money has risen, the demand for notes and coins has fallen.

This means that most money circulating in society is now private bank debt-based money in electronic and cheque book form -- around 97% of money circulating.

As a result, the private banks are making vast profits from this situation. And because the government has an ever-declining source of seigniorage revenue, our taxes go up to repay the money which the government has to borrow from this private banking system!

*****

At the same time, more and more people are swallowed up in ever-rising levels of private debt.

Over the years, the Government has simply ignored what has been happening to the money supply. It has ignored the fall in the demand for notes and coins and its subsequent loss of seigniorage.

In other words, it has shamefully abdicated its traditional responsibility to create a supply of money, publicly, and debt-free, for the people.

*****

As Money Reformers, we are saying that in addition to regulating the banking system, it is the responsibility of government to maintain a basic stock of money in circulation which is free from debt at its point of creation.

If society enjoyed the benefit of a 46% debt-free money stock in 1948, then there is no reason why we shouldn't continue to enjoy such a benefit today -- although this doesn't necessarily have to be in the form of notes and coins. It can be in the form of electronic money, created debt-free for public purposes.

*****

Otherwise, we will continue with the situation today where the private banking system is acting as the national money supply mechanism and levels of debt will continue to go through the roof, along with bank profits, and our taxes!

*****

FOCUSING OUR MESSAGE
So what do we propose to do about all this?

If we want to take an idea into the mainstream, we need to concentrate on one of the core issues, and we need to come up with a practical policy to apply it, which is politically workable in the circumstances of the moment.

Focusing in this way is a core strategy of the American Monetary Institute.

If we don't have focus, then the message won't take off and fly. So, while I am not going to speak about the specific reforms suggested by the American Monetary Institute, I want to tell you about what we in the UK are proposing.

THE POLICY WHICH WE PROMOTE IS
what we call The Prosperity Proposal: Publicly-created Debt-free Money. Slogan: "Money for the People, and by the People: The Democratic Imperative".

SO, WHAT IS PUBLICLY-CREATED DEBT-FREE MONEY?
It is money created by the government of the day, debt-free.

That is, debt-free! Not "interest-free". Not "low-interest". But debt-free -- money which does not have to be paid back.

Money Reformers say the government has the power, indeed the duty and the responsibility, to create money debt-free, instead of running to the private banking system for it.

We have seen that it already does this via the note issue.

It needs to extend that principle to other forms of money, such as electronic-based money.

We call this money, "publicly-created money" since it is created on behalf of the people of the nation by their elected government. It belongs to the people of the nation, and it works for the benefit of the people of the nation.

It is not intended to benefit the banking system or any private interests -- as so much government borrowing does today.

INSTITUTE A PUBLIC MONEY DEPARTMENT AT THE B of E
Practically speaking, our innovation proposes an extension to the Bank of England -- which we could call the Public Money Department -- which would be chartered to create debt-free money for the exclusive purpose of financing investment in Public Fixed Assets -- that is, in things like maintaining the schools and hospitals.

This "publicly-created money" would be a debt-free input of money to the Treasury, just like the production and sale of the notes and coins represents a debt-free input to the Treasury -- of, as we have seen, somewhere around 1.6 billion last year.

The means is c, but the principle of debt-free seigniorage enjoyed by the public purse, is long established.

As we have seen, it has simply been eroded by the evolution of the private banking system whose bank-created money has come to exist primarily in non-cash form. That is, in electronic form, transmitted by information technology.

Similarly, our innovative "publicly-created money" can be created as non-cash money. It does not have to be in the form of notes and coins.

People should not have to suffer in an increasingly usurious and debt-soaked society just because the demand for notes and coins has fallen.

It is the responsibility of the government to maintain the debt-free money stock for the benefit of the people.

No other innovation could benefit so many and harm none. The basic research is done and recorded. What remains is to generate credibility and overcome the inertia within government and the civil service establishment.

WHY WE CALL IT "PUBLICLY-CREATED MONEY"
We don't call it "government-created" or "state-created money" because some people have an aversion to the words "government" and "state". Such aversions can lead to bogus objections on the basis of a misunderstanding of words alone. "Oh, you can't let the government create money", such people will say in a knee-jerk manner.

SOME OBJECTIONS WE HAVE FACED
Indeed, one of the main objections which we have encountered and which is found across the political spectrum is that we should not be giving this power to the government because the government, it is claimed, "cannot be trusted".

We would answer this in several ways. We answer it Technically, and we answer it Philosophically.

A technical answer would be that we could ensure that the amount of publicly-created money was limited to a certain amount or percentage each year, which would be objectively measured in some way. For example, it could be the amount necessary to pay off the interest on the national debt, or it could be an amount equivalent to the difference between the rise in the overall money supply from one year to the next -- as was suggested by Michael Rowbotham in his book, The Grip of Death.

The point here being that there would be an objective measure. With this specific amount there could be strict limitations imposed upon its allocation. Perhaps only to be spent on Fixed Public Assets such as schools, hospitals, and roads, or public sector projects decided by the elected Parliament or Congress.

Of course, these spending choices will create controversy, but such political debate is at the heart of our democratic system.

A MODEST PROPOSAL -- DEMOCRATIC CONTROL
Philosophically though, we would answer the question by saying that at the heart of our Reform is a modest proposal -- democratic control!

Money for the People and by the People! Money Reformers, highlight the fundamental monopoly power of money creation enjoyed by the few to the detriment of the many.

We highlight the fundamental question of who has the power to create the money in the first place.

We say, our money supply is a public resource, which should not be exploited for private profit. The creation of money should be a public service, under public control for the public good.

We point to the fact that many of the economic and social ills which beset society and the world today are due to the power to create money being concentrated in the hands of a tiny minority, rather than democratically distributed in the hands of the People.

So, "If", as James Gibb Stuart has written, "we can break the Monopoly of Credit -- the control over the 97%, and rising, of our money supply, presently created by the banking system -- then we have established the right of government to create more, on behalf of the people." (Prosperity, June 04 -- also May 02, June 03 and Jan 04)

MONEY REFORMERS ARE QUESTING FOR REAL DEMOCRACY
Now some others will say, "Well, that is all very well and good but best not talk about that until we have the democratic changes in place which will allow us to implement these reforms safely."

However, life doesn't work that way. You don't start doing something until every other little thing around you is perfect. That would be neurotic.

Rather, you begin as soon as you can and you engage with the reality that is around you, which will always be less than perfect!

So, let us seek Money Reform at the same time as we seek Democratic Reform.

Let us not wait for one before we promote the other.

Let us be clear to locate our programme for reform -- and to locate our opposition to the present monopoly of the banking system -- within a wider struggle for democracy and for social justice, for Americans, for Canadians, for Australians, for British people, and for all the people of the world.

In closing, let me wish the greatest success to the American Monetary Institute and to the valuable and inspirational work which Stephen Zarlenga and his colleagues are doing here.

We have such a powerful truth on our side. Let us tell it widely.

We have such a powerful light on our side.

Let us shine it brightly upon the darkness of the debt-ridden international financial system which enslaves so many.

And by so doing let us, and the American Monetary Institute, bring freedom from debt slavery to Americaand to the world.


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